Home Loans and Mortgage Refinances
Home Loans and Mortgage Refinances
Competitive Home Lending partners with many of the nations top mortgage lenders to offer below market rates. Borrowers get direct access to wholesale mortgage rates and avoid unnecessary financing fees. Save the most on your mortgage loan when you have Competitive Home Lending handle your home loan.
Competitive Home Lending has instant access to market pricing from all major lenders. Shopping mortgage rates between lending partners and their competitors guarantees that borrowers get the best home loan program available. As a local mortgage broker, Competitive Home Lending utilizes the resources of major lenders to offer low mortgage rates.
Competitive Home Lending’s Director of Operations has a decade of experience in loan processing and mortgage compliance. Our company's Loan Officer is licensed in Texas and Colorado, has two decades of banking and mortgage experience, a B.S. in Management and Finance, and a Master of Science in Management. Clients will get a low mortgage rate paired with a highly experienced mortgage team.
A mortgage broker is an intermediary that matches borrowers with wholesale mortgage lenders. Brokers have access to top mortgage companies, their loan programs, and their mortgage technology.
Mortgage brokers can offer the same mortgage loans that retail lenders offer, but at a lower rate. Having access to many mortgage lenders improves the likeliness of a mortgage loan approval. One mortgage loan application is compatible with all wholesale lenders. This lets borrowers shop for the best mortgage loan without multiple credit inquires.
In-house mortgage loan processing provides borrowers with direct access to the team working on your mortgage loan application. Up-to-date loan status and fast loan processing makes the loan process a breeze. Our team of processors are direct employees. Therefore, there is never a processing fee added to your home loan.
“CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.”
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