Ask About a 1% Lender Credit for Closing Costs
Why Get a HELOC Loan?
Credit Card Debt
Emergency Expenses
Credit Card Debt
Use a HELOC to pay off high-interest credit card debt and consolidate your payments into one with a potentially lower interest rate, saving you money in the long run.
Vacation
Emergency Expenses
Credit Card Debt
Access funds from your HELOC to finance your dream vacation without dipping into your savings or using high-interest credit cards, allowing you to enjoy your trip worry-free.
Emergency Expenses
Emergency Expenses
Emergency Expenses
Utilize your HELOC as a safety net for unexpected expenses or emergencies, providing peace of mind knowing you have access to funds when you need them most.
Renovations
Business Ventures
Emergency Expenses
Enhance your home's value and comfort by using your HELOC to finance renovations or upgrades, transforming your living space into the home of your dreams while potentially increasing its resale value.
Business Ventures
Business Ventures
Business Ventures
Invest in your entrepreneurial aspirations by using your HELOC to finance a new business venture or support the growth of an existing one, leveraging your home equity to fuel your ambitions.
Special Occasions
Business Ventures
Business Ventures
Whether it's a wedding, milestone celebration, or once-in-a-lifetime event, use your HELOC to fund special occasions and create unforgettable memories for you and your loved ones.
Qualify for a HELOC Loan
Credit Score for HELOC
The minimum credit score to qualify for a HELOC loan starts at 640. The credit score for a HELOC on a second home or investment property starts at 680.
HELOC for Primary Residence
The HELOC must be for an owner occupied residence. Investment properties or homes listed for sale do not qualify.
HELOC Property Type
HELOC loans are available for single family site built homes, townhomes, condos, 1-unit properties, and homes on 10 acres or less.