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Competitive Home Lending
Home
Mortgage Rates
Home Loans
  • Loan Programs
  • Bridge Loans
  • Construction Loan
  • Conventional Loans
  • FHA
  • HELOC
  • Refinance
  • Reverse Mortgage
  • VA Loan
Mortgage Calculators
  • Closing Costs Calculator
  • Down Payment Calculator
  • Investment Property Calc
  • Lender Credit Calculator
  • More Buying Power Calc
  • Mortgage Recast
  • Temporary Rate Buydown
  • Title Insurance Cost Calc
APPLY NOW
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  • Home
  • Mortgage Rates
  • Home Loans
    • Loan Programs
    • Bridge Loans
    • Construction Loan
    • Conventional Loans
    • FHA
    • HELOC
    • Refinance
    • Reverse Mortgage
    • VA Loan
  • Mortgage Calculators
    • Closing Costs Calculator
    • Down Payment Calculator
    • Investment Property Calc
    • Lender Credit Calculator
    • More Buying Power Calc
    • Mortgage Recast
    • Temporary Rate Buydown
    • Title Insurance Cost Calc
  • APPLY NOW
  • Home
  • Mortgage Rates
  • Home Loans
    • Loan Programs
    • Bridge Loans
    • Construction Loan
    • Conventional Loans
    • FHA
    • HELOC
    • Refinance
    • Reverse Mortgage
    • VA Loan
  • Mortgage Calculators
    • Closing Costs Calculator
    • Down Payment Calculator
    • Investment Property Calc
    • Lender Credit Calculator
    • More Buying Power Calc
    • Mortgage Recast
    • Temporary Rate Buydown
    • Title Insurance Cost Calc
  • APPLY NOW

Minimum Down Payment

How Much Are Closing Costs?
Closing Cost Calculator

Types of Home Loans

Conventional Home Loan

Conventional Home Loan

Conventional Home Loan

Fannie Mae and Freddie Mac offer great mortgage financing options.  While they both fall under conventional guidelines, each is slightly different.  Examples of differences are proof of tax return requirements, reserve requirements, and down payment requirements.  

 

Minimum Down Payment - 3%

More Info

FHA Home Loan

Conventional Home Loan

Conventional Home Loan

FHA loans are a popular choice for first-time homebuyers, and they are still a great option for any homebuyer looking for a low down payment option.  With less stringent credit requirements and flexible DTI ratios, FHA loans offer a benefit over conventional financing.  


Minimum Down Payment 3.5%

More Info

VA Home Loan

Conventional Home Loan

Home Purchase Loan

VA home loans allows eligible veterans to get a competitive mortgage rate.  Little or no down payment home loan options and easy Interest Rate Reduction Refinance Loans (IRRRL) give eligible VA borrowers access to the best mortgage loans with affordable monthly payments.


Minimum Down Payment 0% 


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Home Purchase Loan

Cash Out - Refinancing

Home Purchase Loan

Shopping for the perfect home can be challenging.  Finding the best mortgage loan should be easy.  Competitive Home Lending has access to many national mortgage lenders and can eliminate lenders with restrictive lending criteria.  Matching borrowers with the right lender makes the home buying process simple. 

  

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Home Refinance

Cash Out - Refinancing

Cash Out - Refinancing

When it is time to reduce your monthly mortgage payment or accelerate the time it will take to payoff your home loan, Competitive Home Lending will help you leverage your financial goals.  When refinancing makes sense, get the most out of your refinance with the best mortgage loan rate.   


More Info

Cash Out - Refinancing

Cash Out - Refinancing

Cash Out - Refinancing

If refinancing your mortgage to consolidate credit card debt will save you money, then getting the lowest possible rate is priority.  As a mortgage broker, Competitive Home Lending will help you save the most by finding the lowest mortgage rate for your cash-out home loan.  Use the same national mortgage lenders but avoid retail mortgage rates.   

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Home Loan Programs

Construction Loan
VA IRRRL
Reverse Mortgage
Renovation Loan
Investment Property Loan
Bridge Loan
Bank Statement Home Loan
Commercial Loan
HELOC
Down Payment Assistance

Home Loan Qualification Letter

Apply for a mortgage. Complete the online loan application to start the loan process now.  

Qualify Now

Shop the Best Mortgage Rates

Avoid retail mortgage rates and save the most on your home loan. A lower rate means a lower mortgage payment. Plus, wholesale mortgage brokers have lower fees than retail mortgage lenders. Shop for the best rate and increase your homebuying power. 

Current Mortgage Rates

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