Mortgage Loans at Wholesale Rates!

Mortgage Rates

Competitive Home Lending has access to wholesale mortgage rates through many national lenders.  Get the same mortgage programs with a local mortgage broker offering the best mortgage loans at unbeatable rates.   

Today's Mortgage Rates

FHA

FHA mortgage loans allow lower credit scores and are great for first-time homebuyers.

FHA Mortgage Rate - 2.75% APY * 


First time home buyer programs such as low down payment options and flexible credit guidelines make this the perfect loan for any home purchase.  

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*4.175% APR, $330,000 purchase price, 3.5% down payment, 700 credit score, 30 yr. fixed rate and $324,022 loan amount. 

12/04/2019

Conventional

Conventional mortgage loans are ideal for investment property loans or low mortgage payments because

Conventional Mortgage Rate - 3.5% APY** 


You don't need a 20% down payment to qualify for conventional financing.  Mortgage programs with a down payment as low as 3% can help you save on mortgage insurance (MI) costs. 

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**3.529% APR, $330,000 purchase price, 20% down payment, 740 credit score, 30 yr. fixed rate  and $264,000 loan amount. 

  12/04/2019 

VA

VA loans offer zero down payment at low mortgage rates.


VA Mortgage Rate - 2.875% APY*** 


VA loans offer a zero down payment option with no MI.  You've done your part, let us guide you through all the VA mortgage loan benefits you deserve.  Minimum credit score of 580 for 100% financing.  

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***3.063% APR, $330,000 purchase price, 0% down payment, 720 credit score, 30 yr. fixed rate and $337,095 loan amount.   

 12/04/2019