Mortgage Loans at Wholesale Rates!

Loan Information Center

There's so much to know about mortgage loans.  Click the photo under each category for more information or contact us with any question you have.  

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Low Down Payment Conv.

Low down payment mortgage programs help you get the lowest monthly mortgage payment.

You don't need a 20% down payment to qualify for conventional financing.  Mortgage programs with a down payment as low as 3% can help you save in the long-run.   

Elite Credit

Excellent credit gets the lowest mortgage rate.  Elite pricing is perfect for prime clients.

You've worked hard to maintain a great credit rating.  It's time to be rewarded!  Elite credit, Elite mortgage rate.  

Conv. High Balance Loan

Conventional loans offer lower rates compared to Jumbo loans and lower down payments.

Jumbo mortgage loans aren't the only option.  Mortgage programs such as conventional financing offer higher loan limits with less restrictions and lower mortgage rates! 


FHA loans are great for lower credit scores and have flexible debt-to-income ratio limits.

First time home buyer programs such as low down payment options and flexible credit guidelines makes this the perfect loan for any home purchase.  Competitive Home Lending has many mortgage programs.  Local McKinney broker offering the best mortgage loans at unbeatable rates.    


Best VA loan options and lowest VA rates are with mortgage brokers. who can shop many lenders.

VA loans offer zero down payment options and no MI.  You've done your part, let us guide you through all the benefits you deserve.  


Jumbo loan options up to $3 million, no MI and low down payment.  Flexible credit score options.

Higher loan limits with Jumbo financing allows you to buy the home of your dreams without emptying your bank account.  Jumbos options up to $3 million.  Many non-qm mortgage programs available.        

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