Mortgage Loans at Wholesale Rates!

Mortgage Rates

Competitive Home Lending has access to wholesale mortgage rates through many national lenders.  Get the same mortgage programs with a local mortgage broker offering the best mortgage loans at unbeatable rates.   

Mortgage Rates - 0% Origination

FHA - 2.875% APY *

FHA loans are great for lower credit scores and have flexible debt-to-income ratio limits.    FHA loans have a low down payment requirement and  are ideal for first time homebuyers

First time home buyer programs such as low down payment options and flexible credit guidelines makes this the perfect loan for any home purchase.  

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*4.291% APR, $330,000 purchase price, 3.5% down payment, 700 credit score, 30 yr. fixed rate and $324,022 loan amount. 

10/17/2019

Conventional - 3.5% APY**

Low down payment mortgage programs help you get the lowest monthly mortgage payment.    Conventional mortgage loans have low monthly payments and flexible mortgage terms.

You don't need a 20% down payment to qualify for conventional financing.  Mortgage programs with a down payment as low as 3% can help you save on mortgage insurance (MI) costs. 

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**3.529% APR, $330,000 purchase price, 20% down payment, 740 credit score, 30 yr. fixed rate  and $264,000 loan amount. 

 10/17/2019 

VA - 2.875% APY***

Best VA loan options and lowest VA rates are with mortgage brokers who can shop many lenders. VA loans have low monthly payments because MI is not required and allow for lower credit scores.  VA loan programs offer 100% financing or zero down payment options.

VA loans offer a zero down payment option with no MI.  You've done your part, let us guide you through all the VA mortgage loan benefits you deserve.  

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***3.063% APR, $330,000 purchase price, 0% down payment, 720 credit score, 30 yr. fixed rate and $337,095 loan amount.   

 10/17/2019