Competitive Home Lending partners with many of the nation’s top mortgage lenders to offer below market mortgage rates. Homebuyers get direct access to wholesale mortgage rates and avoid unnecessary financing fees. Save the most on your mortgage loan when you have Competitive Home Lending handle your home loan.
Competitive Home Lending has instant access to market pricing from major mortgage lenders. Shopping mortgage rates between lending partners and their competitors guarantees homebuyers get the best home loan program available. As a local mortgage broker, Competitive Home Lending can offer lower closing costs than large retail lenders.
Competitive Home Lending’s Director of Operations has more than a decade of experience in loan processing and mortgage compliance. Our company's loan officer is licensed in Texas and Colorado, has over two decades of banking and mortgage experience, a B.S. in Management and Finance, and a Master of Science in Management. Clients don’t have to sacrifice experience to get a low mortgage rate. High level expertise without the high-cost loan officer commission fees.
A mortgage broker is an independent mortgage company with access to home loan products from top mortgage banks and the authorization to offer mortgage rates at wholesale pricing.
Mortgage brokers can offer the same mortgage loans that retail lenders offer, but at a lower rate. Having access to many mortgage lenders improves the likeliness of a mortgage loan approval. One mortgage loan application is compatible with all wholesale lenders. This lets borrowers shop for the best mortgage loan without multiple credit inquires.
Mortgage brokers can offer the same mortgage loans that retail lenders offer, but at a lower rate. Having access to many mortgage lenders improves the likeliness of a mortgage loan approval. Loan shopping is easy because one mortgage loan application is compatible with all wholesale lenders. This lets borrowers shop for the best mortgage loan without multiple credit inquires.
“CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.”