What is Competitive Home Lending's Loan Process?

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You've gathered all the information you need to move forward with your loan.  We'll collect the critical six pieces of information required for a mortgage loan application and proceed to the next step.

We've registered your file and have requested your electronic disclosures.  The disclosures will include your Loan Estimate (LE) along with other important documents.  We can move your file into processing once you've signed the Intent to Proceed document that is included in your disclosures.     

Our in-house processor will analyze the automated underwriting findings that are specific to your file and request items needed for loan submission.  

Our in-house processor has collected the items needed from you to verify the information on your loan application.  Your file is now ready for underwriting review.  

Any pending items requested by underwriting have been cleared, and your file is ready for loan balancing, attorney review, and document preparation.   

Your Closing Disclosure (CD) is balanced, closing documents have been released to title, and your title company has scheduled your closing appointment.