Avoiding Retail Mortgage Rates is One Way to Reduce Mortgage Closing Costs. Working with Competitive Home Lending Ensures Your Mortgage Fees Are as Low as Possible.
The best way to ensure you get a low mortgage rate and a home loan with low fees is to ensure you work well with your local loan officer. Miscommunications on income, work history, assets, etc. can lead to delays or changes in your mortgage loan. A credit report is not needed if you are only trying to figure out your loan options.