Competitive Home Lending
Competitive Home Lending
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    • Home
    • Loan Programs
    • Home Loans
      • Conventional Loans
      • VA Loan
      • FHA
      • Fee Sheet
    • APPLY NOW
  • Home
  • Loan Programs
  • APPLY NOW
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Qualify Now for the Low Rate Mortgage Loan You Deserve -

Apply Online!

Apply online and avoid Loan Officer commission fees. Our free mortgage qualification application is fast and easy! 

Apply Now

Want To Learn More About Our Financing Options? Contact Us!

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By Phone

Talk With Your Local Mortgage Broker to Learn About Your Options Before You Commit to Running a Credit Inquiry.  

214.842.6071
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By Video Conference

Sometimes a Face-to-Face Video Conference With Your Local Mortgage Broker is the Best Way to Get the Job Done.  

Schedule

Competitive Home Lending

An Elite mortgage broker company located in McKinney, TX with the best mortgage programs and low rates. 

Competitive Home Lending

5900 S Lake Forest Dr Ste. 300 McKinney, TX 75070 US

(214) 842-6071

Hours

What To Know Prior To Mortgage Qualification

Prior To Credit Inquiry

Know Your Mortgage Loan Officer

Prior To Credit Inquiry

If you know your credit score, then it is easy to find out the mortgage rate you can qualify for without an initial credit inquiry.  There is no sense in having a credit report inquiry when you are still shopping for a mortgage loan and deciding on the best mortgage company.  Your mortgage loan officer should be able to evaluate your qualification and give you a clear idea of what is available without running a credit report.  Knowing what is available prior to committing to a mortgage company will help you get the best mortgage loan.  

Avoid High Fees

Know Your Mortgage Loan Officer

Prior To Credit Inquiry

There is a difference between APR and APY.  You can ensure you are getting the lowest cost mortgage loan by screening through low mortgage rates that come with unnecessary fees.  While some fees are unavoidable, you should not have to pay additional fees to get a low rate.      

Know Your Mortgage Loan Officer

Know Your Mortgage Loan Officer

Know Your Mortgage Loan Officer

There are thousands of mortgage companies to choose from and even more loan officers to work with.  Deciding on a mortgage company should entail more than just finding the lowest mortgage rate.  Choose to work with a loan officer with capabilities that match your expectations.  Find out more about the loan officer you are working with through the National Mortgage Licencing System consumer portal.  



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