Applying for a mortgage online saves time and can get you the information you need right away.  Mortgage pre-approvals and mortgage rates can be delivered quickly.

Online

Video Conference

Online

Fast and easy way to get an online mortgage pre-qualification right away.


Talk to a mortgage loan officer and ask all the question you have about the process before you apply.  This will ensure that you are well informed and that you are getting the lowest mortgage rate possible.

Phone

Video Conference

Online

Schedule a call with your local mortgage broker to learn all your options before you commit to running a credit report.  

Meeting face-to-face is sometime needed to build confidence and know who you are working with.  We encourage you to stop by your local mortgage broker's office to get all the information you need for the lowest mortgage rate possible.

Video Conference

Video Conference

Video Conference

Sometimes a face-to-face with your local mortgage broker is the best way to get the job done.  Schedule a time to meet with us !


*In-office, face-to-face appointments are limited until further notice.

What To Know Prior To Mortgage QUALIFICATION

Prior To Credit Inquiry

If you know your credit score, then it is easy to find out the mortgage rate you can qualify for without an initial credit inquiry.  There is no sense in having a credit report inquiry when you are still shopping for a mortgage loan and deciding on the best mortgage company.  Your mortgage loan officer should be able to evaluate your qualification and give you a clear idea of what is available without running a credit report.  Knowing what is available prior to committing to a mortgage company will help you get the best mortgage loan.  

Avoid High Fees

There is a difference between APR and APY.  You can ensure you are getting the lowest cost mortgage loan by screening through low mortgage rates that come with unnecessary fees.  While some fees are unavoidable, you should not have to pay additional fees to get a low rate.      

Know Your Mortgage Loan Officer

There are thousands of mortgage companies to choose from and even more loan officers to work with.  Deciding on a mortgage company should entail more than just finding the lowest mortgage rate.    Choose to work with a loan officer with capabilities that match your expectations.  Find out more about the loan officer you are working with through the National Mortgage Licencing System consumer portal.  


Competitive Home Lending

An Elite mortgage broker company located in McKinney, TX with the best mortgage programs and low rates. 

Competitive Home Lending

5900 S Lake Forest Dr Ste. 300 McKinney, TX 75070 US

(214) 842-6071

Hours

Open today

09:00 am – 05:00 pm

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