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Competitive Home Lending
Home
Mortgage Rates
Home Loans
  • Loan Programs
  • Bridge Loans
  • Construction Loan
  • Conventional Loans
  • FHA
  • HELOC
  • Refinance
  • Reverse Mortgage
  • VA Loan
Mortgage Calculators
  • Closing Costs Calculator
  • Down Payment Calculator
  • Investment Property Calc
  • Lender Credit Calculator
  • More Buying Power Calc
  • Mortgage Recast
  • Temporary Rate Buydown
  • Title Insurance Cost Calc
APPLY NOW
More
  • Home
  • Mortgage Rates
  • Home Loans
    • Loan Programs
    • Bridge Loans
    • Construction Loan
    • Conventional Loans
    • FHA
    • HELOC
    • Refinance
    • Reverse Mortgage
    • VA Loan
  • Mortgage Calculators
    • Closing Costs Calculator
    • Down Payment Calculator
    • Investment Property Calc
    • Lender Credit Calculator
    • More Buying Power Calc
    • Mortgage Recast
    • Temporary Rate Buydown
    • Title Insurance Cost Calc
  • APPLY NOW
  • Home
  • Mortgage Rates
  • Home Loans
    • Loan Programs
    • Bridge Loans
    • Construction Loan
    • Conventional Loans
    • FHA
    • HELOC
    • Refinance
    • Reverse Mortgage
    • VA Loan
  • Mortgage Calculators
    • Closing Costs Calculator
    • Down Payment Calculator
    • Investment Property Calc
    • Lender Credit Calculator
    • More Buying Power Calc
    • Mortgage Recast
    • Temporary Rate Buydown
    • Title Insurance Cost Calc
  • APPLY NOW

Partner Real Estate Agent Incentives

Up To $500 Appraisal Reimbursement*

Close your new home loan with Competitive Home Lending and one of our partner real estate agents and receive an appraisal reimbursement at closing. **Excludes PIW/ACE loan files.

Up To $1,195 Underwriting Fee Waiver*

Reduce your out-of-pocket expense on your home purchase when you close your loan with Competitive Home Lending and one of our partner real estate agents. 

Closing Cost Calculator

Title Insurance Credit Up To $3,200*

Let Competitive Home Lending cover the cost of title insurance when we close your home loan with one of partner real estate agents. 

Must use select escrow officers.

Title Insurance Calculator

Partner Real Estate Agent Incentive Disclosure

*Offers cannot be combined with any other incentive. Not valid with DPA programs or grant programs. Maximum incentive amount based on a minimum loan amount of $425,000.   

Apply Now

Real Estate Broker Partner Incentives

1% lender credit for closing costs, rate buydown, or temp buydown.

Up to 1% Lender Credit

One more way your sponsored agents add value to what they can offer their homebuyers.  

1. Help Buyers With Closing Costs

Free up more funds to allow buyers to pay for real estate agent services by reducing the out-of-pocket expense of buying a home. 

Lender Credit Calculator

2. Save Homebuyers Tens of Thousands of Dollars

A lower interest rate over the life of the loan can save the average Texas homebuyer up to $30,000. A feature your agents can give their clients. 

Interest Savings Calculator

3. Save Homebuyers Hundreds of Dollars Per Month

Clients can buy a home now and start building equity with a rate that is 1% lower in the first year. Your real estate agents gain a competitive advantage by saving homebuyers hundreds of dollars per month. 

Temp Buydown Calculator

Find Out More

Schedule a time to talk to us about helping your sponsored real estate agents  add greater value to the services they provide to homebuyers.

Schedule Now

Why Use a Real Estate Agent

A real estate agent can provide valuable assistance to a homebuyer by helping them navigate the complex process of purchasing a home. They have knowledge of the local real estate market, including access to listings and information about comparable sales in the area. They can also provide guidance on the offer and negotiation process, and can help the buyer navigate the legal and financial aspects of the transaction. Additionally, top real estate agents can provide valuable insight and expertise, and can help the buyer avoid potential mistakes and problems. Using a real estate agent can save a homebuyer time and effort, and can help ensure that the purchase process goes smoothly. 



Find a Real Estate Agent

Realtor vs Real Estate Agent

A realtor and a real estate agent are similar in that they are both licensed professionals who help individuals buy and sell real estate. However, there is a difference between the two terms. A real estate agent is a licensed professional who has completed the necessary education and training to legally represent buyers and sellers in a real estate transaction. A realtor, on the other hand, is a real estate agent who is a member of the National Association of Realtors (NAR). To become a member of the NAR, an agent must abide by the organization's code of ethics and continue their education to keep up with industry changes. In general, the term "realtor" is often used to refer to agents who are members of the NAR, while "real estate agent" is a more general term that can refer to any licensed professional in the field. 

Top Real Estate Agents Work with Competitive Home Lending

It is important for real estate agents to work with a good mortgage broker because they can help homebuyers navigate the complex process of obtaining financing for their purchase. Competitive Home Lending has access to a wide variety of lending options and can help homebuyers find the best home loan product for their needs. They can also assist in the loan application process, including gathering necessary documentation and working with underwriters to ensure that the loan is approved. A good mortgage broker can also help buyers understand the various closing costs and fees associated with a mortgage loan, and can work with homebuyers to find a home loan that fits their budget. Additionally, a good mortgage broker can help buyers understand the terms of their home loan and the long-term financial implications of the mortgage. Working with a good mortgage broker can save real estate agents time and effort and can help ensure that the home buying process goes smoothly for the buyer. 

Partner with Us

A great real estate agent is always searching for the best for their homebuyers. Teaming up with Competitive Home Lending allows more homebuyers to get a lower home loan rate and a lower mortgage payment. Help your homebuyers reduce their closing costs and improve their homebuying power. Together we can make homeownership more affordable!

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Your Homebuyers Deserve the Best

Communication

In-House Processing

In-House Processing

Your clients will always be up-to-date on their loan status.  There's no need for extra follow -up. 

In-House Processing

In-House Processing

In-House Processing

Our processors ensure that your client's loan file is as clean and accurate as possible before heading to underwriting.  

Speed

In-House Processing

Below Market Rates

All updates are made in our office to reduce the loan processing turn times.

Below Market Rates

Below Market Rates

Below Market Rates

Low mortgage rates help your clients qualify for higher priced homes. 

Lower Fees

Below Market Rates

No Overlays

Lower closing costs means more cash available for your client's transition into their new home.  

No Overlays

Below Market Rates

No Overlays

We reduce underwriting surprises by following the seller's guide and avoiding unnecessary underwriting conditions. 

Helpful Information for Real Estate Agents

Reverse Mortgage - Real Estate Agents (pdf)Download

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